| 2Loan4Less.com Launches, Offers Consumers Opportunity to Shop for Car ...
NORTH HOLLYWOOD, Calif.--2Loan4Less.com is a newly launched free online service which consumers can use to shop for new and used car loans. By offering the ability to compare rates and terms offered by a network of lenders, consumers will always have the chance to receive the best loan for their needs. Thousands of consumers are relying on the internet to shop for a car loan or to refinance their existing debt. 2Loan4Less.com understands that every lender has something different to offer. Therefore, they have decided to give consumers an easy way to receive car loan quotes from a network of reputable and reliable lenders. In addition to the ability to compare rates, 2Loan4Less.com also offers a learning center full of articles on the car loan industry. This free learning center allows consumers to learn what loan is best for them before they make a final decision.
Lower mortgage rates alone won't revive the ailing real estate sector
Don't look for the Federal Reserve's rate cut to revive the housing market. Mortgage rates already sit near historic lows. But larger forces are aligned against a revival: Falling home prices, tighter lending standards, and rising unemployment all are limiting how many people can buy homes, and how much they can spend. "No matter what happens to mortgage rates, housing is not going to turn around," said Patrick Newport, an economist with the Waltham forecasting firm Global Insight. "Lower borrowing costs help a little, but the problem right now is that you're buying something that's losing value." The Fed acted yesterday to reduce the cost of short-term loans to businesses and consumers, including credit card and car loans, hoping to contain the economic damage caused by the housing downturn.
Out of the red with finance coach's help
Like many people, Ericka Young approached the idea of a budget reluctantly. "The word has negative connotations," she says. "People think, 'Oh, these are restrictions.' But that's not the truth. A budget is just a plan to tell your money where to go, so it doesn't tell you where it went." The budget coach knows debt issues firsthand. Like many young couples, Young, 31, and her husband, Chris, of Mesa, Ariz., found themselves in the red simply by trying to start their lives. "We both had student loans," she says. "Add in car loans and credit card debt, and we were $60,000 in debt when we got married. I had a decent-paying job. My husband had a decent-paying job. But no one tells you how to handle money once you get it." A course with budget guru David Ramsey taught them the virtues of financial planning.
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